Jharkhand Rajya Fasal Rahat Yojana
Notably, Jharkhand Rajya Fasal Rahat Yojana is a welfare scheme. Moreover, it is launched by the government of Jharkhand. In addition to this, it was created to provide financial support to the farmers in case their crops get damaged. Notably, the scheme is unique as it offers financial relief without the need for an insurance premium. Moreover, you might want to know more about this scheme in depth. Right? Well, in this blog, you will be provided with all the relevant and accurate information about this scheme. You just need to stick around with this article till the end of the discussion. This blog is all about Jharkhand Rajya Fasal Rahat Yojana.
About Jharkhand Rajya Fasal Rahat Yojana
Evidently, Jharkhand is a state where the majority of the population depends on agriculture for their survival. However, the farmers of the state face several challenges such as erratic rainfall, floods, drought and other natural calamities. In addition to this, problems such as poor irrigation facilities, lack of access to technology and fluctuating market prices make it hard for the farmers to survive. Moreover, thinking about such problems, the scheme was introduced by the chief minister Hemant Soren on 29th of December, 2020. Moreover, the scheme replaced the central government’s Pradhan Mantri Fasal Bima Yojana (PMFBY) in Jharkhand. In addition to this, the new scheme aims to provide financial relief to the farmers in a more efficient manner.
Objectives of Jharkhand Rajya Fasal Rahat Yojana
Financial Support – It aims at offering direct financial support to the farmers when their crops are damaged due to natural disasters. The natural disasters are like floods, drought, hailstorms or unexpected heavy rainfall.
No insurance premium – notably, unlike traditional crop insurance schemes, farmers do not have to pay any insurance premium. In addition to this, the government bears all the cost.
Compensation for losses – Notably, the scheme ensures that the farmers are compensated for their losses. These losses are generally those which are incurred during the crop cycle.
Farmer welfare – it aims at promoting farmer welfare and reducing the burden of debt and financial distress caused by crop failures.
Focus on small and marginal farmers – moreover, it mainly focuses on benefitting small and marginal farmers who are most vulnerable to crop loss.
Features of Jharkhand Rajya Fasal Rahat Yojana
No premium cost – Farmers do not require to pay any premium under this scheme.
Simple registration process – notably, farmers can register for the scheme through an online portal. In addition to this, the registration process is simple and easy to access.
Compensation for natural disasters – this scheme covers crop damage caused by various natural disasters like drought, floods, landslides and heavy rainfall.
Compensation for crop loss – under this scheme, if a farmer suffers crop damage, they will get a financial compensation. It would be based on the extent of their loss. Moreover, the compensation amount is determined through the type of crop, area under cultivation and severity of the damage.
Eligibility Criteria
Resident of Jharkhand – under this scheme, only those are eligible to apply who are permanent residents of Jharkhand.
Land ownership – notably, the famers must own the land. They should have the legal documents to prove that they are cultivating the crops on the land.
Cultivated land – moreover, the farmer must be actively involved in the cultivation of land during the agricultural season.
Adherence to scheme norms – in addition, the farmers must follow the guidelines laid out by the state government regarding crop cultivation.
Jharkhand Rajya Fasal Rahat Yojana: How the scheme works
Registration – first of all, the farmers must register on the official portal of the scheme. They have to provide their basic information such as name, address, Aadhar number and more.
Field Verification – after the successful registration, government officials may conduct visits to verify the identity of the farmer. Notably, it ensures that the farmer is cultivating crops on the land and the information submitted is accurate.
Crop damage assessment – in the case of crop damage due to a natural disaster, the farmer must report the damage. It is followed by an assessment conducted by officials who inspect the damaged crops. They also estimate the extent of loss.
Compensation payout – after the crop has been verified, the government calculates the compensation based on the extent of the damage. Moreover, the compensation amount is transferred directly to the bank account of the farmer.
Follow up and support – apart from that, the scheme also offers continued assistance to the farmers to help them recover from the financial losses. Moreover, this includes advice on soil health management, alternative crops and other agricultural practices.
Benefits of the scheme
Financial relief – the scheme provides financial relief by providing monetary assistance to the farmers. There are no complex formalities and reduces their financial burden during the time of loss.
No premium – the farmers are not required to pay any premium like other schemes. Under this scheme, all the cost is borne by the government.
Timely assistance – notably, the scheme is run by the state government. Hence, the compensation process is faster. This ensures that the farmers receive financial assistance on time.
Final words
In brief, Jharkhand Rajya Fasal Rahat Yojana is a scheme initiated by the government of Jharkhand. Notably, the main objective of the scheme is to provide financial assistance to the farmers who suffer loss of due to natural calamities. In addition to this, under this scheme, the compensation is provided to the farmers to help them recover their losses. Not only this, the compensation process is quick and easier. Tell us your opinion on this in the comments section. See you later in the next blog. Further, if you still have any doubts or questions about this scheme, you can drop them in the comment box.
